Dealing With Fire Damage? Here’s How to Move Forward
A house fire is one of the most overwhelming experiences a homeowner can face. Whether the damage is minor or severe, the cleanup, insurance process, and repair costs can be stressful. If you’re left with a fire-damaged house and unsure what to do next, you have options.
If you’ve also inherited a property that suffered fire damage, check out What To Do If You Inherit An Unwanted Property to learn more about managing inherited homes.
Step 1: Assess the Damage & Insurance Coverage
How Bad Is the Damage?
Before deciding what to do, determine the extent of the fire damage: ✔ Minor Damage – Smoke or cosmetic damage that can be repaired affordably. ✔ Moderate Damage – Requires some repairs, but the structure is still sound. ✔ Severe Damage – Major structural issues that make repairs too costly.
Check Your Insurance Coverage
If you have homeowner’s insurance, review your policy details: ✔ Does it cover fire damage? ✔ Will it pay for repairs or a full rebuild? ✔ How long will the claim process take?
Step 2: Should You Repair or Sell?
Option 1: Repair & Rebuild
If the damage is manageable and your insurance covers it, you may consider repairs.
✔ Retain ownership and restore the property.
✔ Increase home value once renovations are complete.
❌ Downsides: Repairs can be expensive and take months.
Option 2: Sell the Fire-Damaged House As-Is
For many homeowners, selling the home as-is is the fastest and least stressful solution.
✔ No repairs needed – sell it in its current condition.
✔ Fast closing – avoid delays with a traditional sale.
✔ Get cash quickly – walk away with cash in hand.
👉 AML Homes LLC specializes in buying fire-damaged houses for cash—no repairs, no stress.
📞 Call us now: 940-255-7227
Step 3: How to Sell a Fire-Damaged Home Fast
If you decide to sell instead of repair, here’s how the process works:
1️⃣ Request a Cash Offer – We assess your home and provide a fair cash offer within 24 hours.
2️⃣ No Repairs or Cleaning Required – Sell the home as-is, no out-of-pocket costs.
3️⃣ Close in as Little as 7 Days – Get cash fast and move forward.
✅ No waiting on insurance payouts, no dealing with contractors—we handle everything.
For additional information on handling unexpected property challenges, check out What To Do If Your Rehab Doesn’t Go As Planned.
Frequently Asked Questions (FAQ)
Q: Can I sell my house if my insurance hasn’t paid out yet?
A: Yes! You can still sell, and we can help guide you through the process.
Q: Will I need to remove debris before selling?
A: No! You can leave everything behind, and we’ll handle it.
Q: How fast can I sell my fire-damaged home?
A: We can close in as little as 7 days, regardless of the condition.